Motorcycle Insurance

If you go without motorcycle insurance in Missouri, you will be breaking the law. The state requires all riders to carry liability insurance with minimum coverage amounts of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. If you are caught riding without insurance, you can face serious consequences such as fines, license suspension, and in some cases more serious consequences.

In addition to legal consequences, going without motorcycle insurance can also lead to significant financial risks. If you are involved in an accident and found to be at fault, you may be held personally responsible for any damages or injuries that you caused. This can include medical bills, property damage, and even lawsuits. Repairing or replacing a motorcycle can be incredibly expensive, so going without insurance can leave you vulnerable to enormous financial burdens.